What are the advantages over a conventional loan?

Bit2Me Loan offers an innovative and flexible alternative to traditional loans, leveraging the power of your digital assets. Unlike conventional bank financing, Bit2Me Loan is designed to provide you with liquidity quickly and efficiently, without the usual barriers and delays.

Here are the main advantages of Bit2Me Loan, summarized in key points:

• Alternative and discreet financing: It is a non-bank financing source, meaning it is not reflected in databases like CIRBE or ASNEF. This helps you maintain your traditional credit history without impact.
  
  

• No scoring requirements or delays: You do not need to undergo a credit scoring check. This eliminates complex and lengthy analyses, allowing for significantly faster approval.
  
  

• Speed and immediate availability: Thanks to over-collateralization (backing your loan with more value in cryptocurrencies than you request), approval is "instant" and funds are available "immediately".
  
  

• Flexibility tailored to you: It adapts to your needs. You can select the cryptocurrency as collateral, choose the loan denomination, and there is no fixed term. You can repay it whenever and however you want.
  
  

• Tax advantages:

  • Does not incur a taxable event: By not selling your cryptocurrencies to obtain liquidity, a taxable event does not occur at that moment, which can offer tax advantages compared to direct buying and selling.

  • For companies and freelancers: It can offer tax advantages regarding the cost of financing, optimizing treasury management.
    
    

• Short-term opportunity: It allows you to access liquidity on digital assets you plan to hold long-term, taking advantage of a financing opportunity without parting with your investments.
  
  

• Agile repayment: The speed and instantaneity in loan repayment gives you total control over your debt.
  
  

• Constant risk monitoring: You have constant monitoring of your position thanks to the loan health indicator and outstanding balance.
  
  

• Knowledge of financing capacity: You will know your updated financing capacity through the maximum capacity indicator.

In summary, Bit2Me Loan is an agile, flexible financing solution with unique benefits that distinguish it from traditional bank loans.