Bit2Me Card - Costs and limits

Modified on Wed, 19 Nov at 12:23 PM

The Bit2Me Card allows you to use your cryptocurrencies for your daily purchases, offering you flexibility and control. It's essential to understand the associated costs and operational limits to make the most of your card. In this article, we'll break down everything you need to know about usage fees, daily and monthly spending limits, and any other relevant charges so you can manage your funds efficiently and without surprises.

Costs
Limits

Costs

Space Center Levels	LEVEL 5-7	LEVEL 4	LEVEL 3	LEVEL 0-2
Physical Bit2Me Card issuance	0 €	5 €*	10 €*	20 €*
Virtual Bit2Me Card issuance	0 €
Transaction cost (linked crypto wallet)	0.95%
Purchase return cost (crypto wallet)	0.95%
Transaction cost (linked Euro wallet)	0%
Purchase return cost (Euro wallet)	0%
Virtual Bit2Me Card replacement	0 €
Monthly maintenance cost	0 €
ATM withdrawal	0 €**
ATM withdrawals in Eurozone	2,50€
ATM withdrawal outside the Eurozone	0.55 + 1% of the amount, minimum 0,75€
Payments in Eurozone	0 €
SEPA payments in currencies other than euro	1,75%
Foreign currency payments rest of the world	2,00%
Activation / Deactivation	0 €
Apple Pay / Google Pay	0 €
3 months of no usage	0 €
Cancel Bit2Me Card	0 €

Physical card issuance: See table
Virtual card issuance: Free
Transaction cost: Crypto: 0.95% / Euro: 0%
ATM withdrawals: Withdawals in Spain: 0 €** /International withdrawals within Eurozone: 2,50€/ International withdrawals outside the Eurozone: 0,55€ + 1% of the amount (minimum 0,75€)
Payments: Eurozone: 0 € / SEPA payments in currencies other than euro: 1,75% / Foreign currency payments rest of the world: 2%
Other free operations: Virtual card replacement, maintenance, Apple Pay / Google Pay, cancellation

Limits

Space Center Tiers	LEVEL 7	LEVEL 6	LEVEL 5	LEVEL 4	LEVEL 3	LEVEL 2	LEVEL 1	LEVEL 0
Maximum monthly cashback per user (physical + virtual)	900 €	500 €	300 €	100 €	30 €	€15	€7.50	-
Single transaction volume per user (physical + virtual)	2,500 €
Daily transaction volume per user (physical + virtual)	2,500 €
Monthly transaction volume per user (physical + virtual)	20,000 €
Annual transaction volume per user (physical + virtual)	200,000 €
Number of daily transactions	20
Number of monthly transactions	200
Number of annual transactions	700
Free ATM withdrawal volume*	300 €**
Daily ATM withdrawal volume	300 €
Monthly ATM withdrawal volume	3,000 €
Annual ATM withdrawal volume	30,000 €
Number of daily ATM withdrawals	5
Number of monthly ATM withdrawals	50
Number of annual ATM withdrawals	150
Minimum cashback	0.01 €
Minimum purchase amount	0.30 €
Free Interbank volume	15,000 €
Maximum number of physical Bit2Me Cards	1
Maximum number of virtual Bit2Me Cards	1

Transactions per user: €2,500/unit and daily, €20,000/monthly, €200,000/annually (max. 700 transactions/year).
ATM withdrawals: €3,000/day, €15,000/month, €30,000/year (max. 5/day and 150/year).
ATM withdrawal volume: €300.
Maximum cards per user: 1 physical + 1 virtual.
Maximum monthly cashback: See table.

*An additional surcharge of €5 will apply for card delivery outside of Spanish territory.
**The Bit2Me is not responsible for the fees charged by the banking entity for ATM withdrawals. When canceling a withdrawal at the last moment, the entity may apply the withdrawal fee without it being refunded.

Important: It is NOT possible to withdraw cash from an ATM with the virtual Bit2Me Card. The limits are per user (including physical and virtual card).