Bit2Me Card - Costs and Limits

Modified on Tue, 28 Apr at 12:21 PM

Bit2Me Card allows you to use your cryptocurrencies daily with complete flexibility and control. To make the most of its advantages, including the cashback program, it is essential to understand its terms of use. In this article, we break down the fees, daily and monthly spending limits, and all the necessary information for you to manage your funds with complete transparency and no surprises.


Costs

Space Center LevelsLEVELS 5-7LEVEL 4LEVEL 3LEVELS 0-2
Bit2Me Card Physical Issue0 €5 €*10 €*20 €*
Bit2Me Card Virtual Issue0 €
Operation Cost (linked crypto wallet)0.95%
Purchase Return Cost (crypto wallet)0.95%
Operation Cost (linked Euro wallet)0%
Purchase Return Cost (Euro wallet)0%
Virtual Bit2Me Card Replacement0 €
Monthly Maintenance Fee0 €
ATM Withdrawal0 €**
International ATM Withdrawals within Eurozone2.50 €
International ATM Withdrawals outside Eurozone0.55€ + 1% of the amount, minimum 0.75€
Eurozone Payments0 €
SEPA Zone Payments, Currencies other than Euro1.75%
Payments in Other Currencies (Worldwide)2.00%
Activation / Deactivation0 €
Apple Pay / Google Pay0 €
3 Months of Inactivity0 €
Cancel Bit2Me Card0 €
  • Physical Card Issue: See table
  • Virtual Card Issue: Free
  • Operation Cost: Crypto: 0.95% / Euro: 0%
  • ATM Withdrawals:Domestic withdrawal: 0 €** / International withdrawal within Eurozone 2.50€/ International withdrawal outside Eurozone 0.55€ + 1% of the amount (minimum 0.75€)
  • Payments: Eurozone: 0 € / SEPA zone different currencies: 1.75%, Worldwide currencies payments: 2%
  • Other Free Operations: Virtual card replacement, maintenance, Apple Pay / Google Pay, cancellation


Limits

Space Center LevelsLEVEL 7LEVEL 6LEVEL 5LEVEL 4LEVEL 3LEVEL 2LEVEL 1LEVEL 0
Monthly Cashback Cap900 €500 €300 €100 €30 €€15€7.50-
Single Transaction Volume2,500 €
Daily Transaction Volume2,500 €
Monthly Transaction Volume20,000 €
Annual Transaction Volume200,000 €
Daily Transaction Count20
Monthly Transaction Count200
Annual Transaction Count700
Free ATM Withdrawal Volume*300 €**
Daily ATM Withdrawal Volume300 €
Monthly ATM Withdrawal Volume3,000 €
Annual ATM Withdrawal Volume30,000 €
Daily ATM Withdrawal Count5
Monthly ATM Withdrawal Count50
Annual ATM Withdrawal Count150
Minimum Cashback0.01 €
Minimum Purchase Amount0.30 €
Free Interbank Volume15,000 €
Maximum Number of Physical Bit2Me Cards1
Maximum Number of Virtual Bit2Me Cards1
  • Transactions per user: €2,500/single and daily, €20,000/monthly, €200,000/annual (max. 700 transactions/year).
  • ATM Withdrawals: €3,000/day, €15,000/month, €30,000/year (max. 5/day and 150/year).
  • Daily ATM Withdrawal Volume: €300.
  • Maximum cards per user: 1 physical + 1 virtual.
  • Maximum monthly cashback: See table.

*An additional surcharge of 5€ will apply for shipments to addresses outside of Spanish territory.
**Bit2Me is not responsible for the fees charged by the banking entity itself for ATM withdrawal operations. If an ATM withdrawal is cancelled at the last moment, the entity may apply the withdrawal fee without reimbursement.


Important: It is NOT possible to withdraw cash from an ATM with the virtual Bit2Me Card. Limits are per user (combining physical and virtual cards). 




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