Wallet transaction fees: purchases, sales, and exchanges

• → Operational fee
• → Operational and management costs for purchases
• → Limits by transaction type
• → Quoted price and spread
• → Price guarantee and updates
• → How we select the market for your transaction

Operational fee

This is the fee that Bit2Me charges for the exchange service in the Wallet, which is for swapping any currency or fiat. It includes crypto-to-crypto, euro-to-crypto, and crypto-to-euro operations in basic mode. This fee is always applied in the payment currency and is independent of any additional operational or management costs.

How to reduce the operational fee?

Thanks to Space Center, you can get discounts on the operational fee of up to 100% at Level 7, meaning you wouldn't pay any fee. In the table below, you can see the applicable fee according to your Level. Refer to the Space Center article for more details.

Operational and management costs for purchases

This is a fee that Bit2Me applies for operational and management costs when processing a payment in euros. When making a direct purchase with euros or a traditional currency, an additional fee of 1.99% may apply.

The exact fee applied to you will always be detailed on the final confirmation screen, before completing the transaction.

How to reduce operational and management costs?

This fee can be reduced with the discounts corresponding to your Space Center Level. If your purchase has an operational and management cost fee applied, the discount equivalent to your Level will be applied to it:

Limits by transaction type

Quoted price and spread

The price we offer may include a 1.20% spread over the market reference price. This spread is configured per asset, so it may vary depending on the cryptocurrency you trade.

The spread is a percentage adjustment that Bit2Me applies to the market reference price: it slightly increases the purchase price and slightly reduces the selling price. It is incorporated into the exchange rate you see before confirming the transaction, so it does not appear as a separate fee line; the proforma indicates that the exchange rate includes the spread.

Price guarantee and updates

When you request a quote, we generate a proforma with the price, the included spread, and the applicable fees.

For transactions up to €20 (Swap mode), Bit2Me offers you a guaranteed price: the price you confirm on screen is the final executed price, regardless of market variations. You have 10 seconds to accept it.

For transactions over €20, we cannot guarantee the price: the order is executed at the real market price at that moment, so the price may vary slightly after confirming the transaction, and the final amount you receive may differ somewhat from what the proforma shows.

On the confirmation screen itself, we indicate which of the two cases applies to your transaction. The proforma is automatically updated every 10 seconds.

How we select the market for your transaction

For each transaction, we search for the market with the highest liquidity among the execution venues we work with. Our engine can settle the transaction against euros or against a stablecoin, which expands the number of available markets and allows us to offer you a better price.

When there isn't a direct market between the two cryptocurrencies in your transaction, we internally build the route through one or more intermediate markets. You only see the entry price, the exit price, and the fee: the spread is applied only once to the consolidated final price, not at each leg, and the fees that Bit2Me pays to the execution venues are not passed on to you.

You can consult the details in our Best Execution, Order Management, and Intermediary Selection Policy.