Bit2Me Card - costs and limits

Modified on Mon, 1 Jun at 8:21 AM

The Bit2Me Card allows you to use your cryptocurrencies in your daily life with complete flexibility and control. To fully benefit from its advantages, including the cashback program, it is essential that you understand its terms of use. In this article, we break down the fees, daily and monthly spending limits, and all the necessary information for you to manage your funds with complete transparency and no surprises.


Costs

Space Center levelsLEVELS 5-7LEVEL 4LEVEL 3LEVELS 0-2
Physical Bit2Me Card issuance0 €5 €*10 €*20 €*
Virtual Bit2Me Card issuance0 €
Transaction cost (linked crypto wallet)0.95%
Purchase refund cost (crypto wallet)0.95%
Transaction cost (linked Euro wallet)0%
Purchase refund cost (Euro wallet)0%
Virtual Bit2Me Card replacement0 €
Monthly maintenance cost0 €
ATM withdrawal0 €**
International ATM withdrawals (Eurozone)2.50 €
International ATM withdrawals (outside Eurozone)0.55€ + 1% of the amount, minimum 0.75€
Eurozone payments0 €
SEPA zone payments (non-Euro currencies)1.75%
Payments in other world currencies2.00%
Activation / Deactivation0 €
Apple Pay / Google Pay0 €
3 months inactivity0 €
Bit2Me Card cancellation0 €
  • Physical card issuance: See table
  • Virtual card issuance: Free
  • Transaction cost: Crypto: 0.95% / Euro: 0%
  • ATM withdrawals: National withdrawal: 0 €** / International Eurozone withdrawal: 2.50€ / International withdrawal outside Eurozone: 0.55€ + 1% of the amount (minimum 0.75€)
  • Payments: Eurozone: 0 € / SEPA zone (non-Euro currencies): 1.75%, Payments in other world currencies: 2%
  • Other free operations: Virtual card replacement, maintenance, Apple Pay / Google Pay, cancellation


Limits

Space Center levelsLEVEL 7LEVEL 6LEVEL 5LEVEL 4LEVEL 3LEVEL 2LEVEL 1LEVEL 0
Maximum monthly cashback per user (physical + virtual)300 €250 €175 €100 €30 €€15€7.50-
Single transaction volume per user (physical + virtual)2,500 €
Daily transaction volume per user (physical + virtual)2,500 €
Monthly transaction volume per user (physical + virtual)20,000 €
Annual transaction volume per user (physical + virtual)200,000 €
Daily number of transactions20
Monthly number of transactions200
Annual number of transactions700
Free ATM withdrawal volume*300 €**
Daily ATM withdrawal volume300 €
Monthly ATM withdrawal volume3,000 €
Annual ATM withdrawal volume30,000 €
Daily number of ATM withdrawals5
Monthly number of ATM withdrawals50
Annual number of ATM withdrawals150
Minimum cashback0.01 €
Minimum purchase amount0.30 €
Free Interbank volume15,000 €
Maximum number of physical Bit2Me Cards1
Maximum number of virtual Bit2Me Cards1
  • Transactions per user: 2,500 €/unit and daily, 20,000 €/monthly, 200,000 €/annually (max. 700 transactions/year).
  • ATM withdrawals: 3,000 €/day, 15,000 €/month, 30,000 €/year (max. 5/day and 150/year).
  • Daily ATM withdrawal volume: 300 €.
  • Maximum cards per user: 1 physical + 1 virtual.
  • Maximum monthly cashback: See table.

*An additional charge of 5€ will apply for shipments to addresses outside Spanish territory.
**Bit2Me is not responsible for fees charged by the banking institution itself for ATM withdrawal operations. If a cash withdrawal is canceled at the last minute, the institution may apply the withdrawal fee, and it may not be refunded.


Important: It is NOT possible to withdraw cash from an ATM with a virtual Bit2Me Card. Limits are per user (combining physical and virtual cards). 



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