Bit2Me Card - Fees and limits

Bit2Me Card allows you to use your cryptocurrencies in your daily life with total flexibility and control. To make the most of its benefits, including the cashback program, it's essential to understand its terms of use. In this article, we break down the fees, daily and monthly spending limits, and all the necessary information for you to manage your funds with complete transparency and no surprises.

• Fees
• Limits

Fees

• Physical card issuance: See table
• Virtual card issuance: Free
• Transaction fee: Crypto: 0.95% / Euro: 0%
• ATM withdrawals: Domestic withdrawal: €0** / International Eurozone withdrawal: €2.50 / International non-Eurozone withdrawal: €0.55 + 1% of the amount (minimum €0.75)
• Payments: Eurozone: €0 / SEPA zone (non-Euro currencies): 1.75%, Worldwide currency payments: 2%
• Other free operations: Virtual card replacement, maintenance, Apple Pay / Google Pay, cancellation

Limits

• Transactions per user: €2,500/single and daily, €20,000/monthly, €200,000/annually (max. 700 transactions/year).
• ATM withdrawals: €3,000/day, €15,000/month, €30,000/year (max. 5/day and 150/year).
• Daily ATM withdrawal volume: €300.
• Maximum cards per user: 1 physical + 1 virtual.
• Maximum monthly cashback. To check the monthly cashback you've accumulated and see how much you have left until you reach your limit, go to the Card section of your app. Once there, tap on the currency symbol located at the top. If a purchase shows partial cashback, it means you've reached your monthly level limit.

*An additional €5 surcharge will apply for shipments to addresses outside Spanish territory
**Bit2Me is not responsible for fees charged by the bank for ATM withdrawal operations. If a withdrawal is canceled at the ATM at the last moment, the bank may apply the withdrawal fee without it being refunded.